Product Expert, Cross-border Settlement Platform

Job Description

We are a leading global cryptocurrency exchange with worldwide business layout and massive global user base, focusing on building safe, compliant and efficient cross-border digital financial infrastructure. We are looking for a senior Product Expert with solid cross-border fund and settlement middle-platform experience to own the end-to-end product design, architecture construction and iterative optimization of our global capital management system. This role focuses on core fiat - crypto treasury capabilities including clearing, settlement, reconciliation and treasury management. • Own end-to-end design of fund flows including fiat deposits, withdrawals, refunds, channel settlement and clearing cycles, and fund mapping across internal ledger, channel statements, and clearing accounts. • Abstract complex, fragmented fund logic into standardised workflows, rule-based engines, and configurable reusable product capabilities • Design and build the company-level reconciliation product system covering internal vs channel reconciliation, transaction/fund/balance reconciliation, state machines, exception detection and routing, and SLA management • Drive continuous improvement in auto-reconciliation rates, reduction of manual intervention, and shorter settlement cycles; support monthly closing, audit requirements, and management-level fund reporting • Work closely with Engineering, Finance, Risk, and Compliance to drive design and evolution of fund-related systems, balancing compliance, risk control, efficiency, and scalability • Lead automation initiatives — process automation, rule engine standardisation, and systematic reduction of manual operations — with scalable operations as the core objective Show More