Loan Product Manager (Liquidity and Interest Rate Risk Control)

Job Description

Job Responsibilities This role focuses on the product design, iteration, and implementation of core systems for lending business fund pool operations, liquidity management, interest rate structures, and risk control. The position collaborates closely with risk control, technology, and operations teams to ensure the safe, stable, efficient, and healthy operation of lending services, while continuously optimizing business models and user experience. Key responsibilities include: 1. Fund Pool and Liquidity Product System Development and Iteration: Lead end-to-end product design and optimization for lending fund pool operations, covering full lifecycle processes such as fund aggregation, lending, transfers, and balance management. Continuously monitor key metrics including fund pool utilization, cash flow, and liquidity reserves. Based on market conditions and business data, develop liquidity optimization strategies to mitigate risks such as liquidity crunches and funding gaps. Show More