Vice President, Risk Management Dept, APD (HKG) - Credit Risk Management Group

Job Description

Job Duties & Responsibilities: • Lead credit portfolio analysis and provide management insights covering portfolio quality, concentration risk, emerging risks, profitability, and risk appetite indicators. • Design, execute, review and enhance periodic and ad hoc credit stress testing and scenario analysis exercises. • Identify emerging portfolio vulnerabilities through analysis of internal and external data, early warning indicators, macroeconomic developments, and industry trends. • Drive enhancements to the local credit risk management framework, including portfolio monitoring, risk appetite, governance, escalation, and management reporting. • Develop clear analysis, recommendations and presentations to support senior management decision-making and regulatory or audit-related responses. • Lead planning-oriented initiatives and work closely with business units and stakeholders on risk management, analytics, and framework enhancement projects. • Provide guidance and coaching to team members while promoting strong analytical, governance, and execution standards. Requirements: • University graduate in Finance, Economics, Accounting, Business, Statistics, Data Science, Risk Management, or a related discipline. • Minimum 8 years of relevant experience in credit risk management, portfolio analysis, stress testing, risk governance, or related functions within a financial institution. • Strong understanding of corporate/institutional credit risk, portfolio risk drivers, concentration risk, early warning indicators, and risk appetite frameworks. • Hands-on experience in framework enhancement, policy and procedure development, management reporting, governance improvement, or cross-functional project execution. • Knowledge of credit stress testing methodologies, scenario design, impact assessment, and related risk analytics. • Strong analytical, presentation, and stakeholder management skills, with the ability to communicate effectively with senior management and regional stakeholders. • Advanced Excel and PowerPoint skills; experience with Python, SAS, SQL, Power BI, or other analytics and visualization tools is an advantage. • Fluent written and spoken English. Show More