Senior Manager, Credit Approval (SME)

Dah Sing Bank · Hong Kong

Job Description

Job Purpose: To review, analyze and support / approve credit application; approve credit excesses and irregularities; take up credit-related projects. Main Responsibilities: • Approve credit applications within delegated lending authority • Analyze and review credit applications beyond the delegated authority for higher authority level’s decision making • Monitor compliance with credit policies and guidelines • Approve credit excesses and irregularities within the delegated lending authority • Identify potential problem loan situation and, if necessary, working with relationship manager to take early remedial actions including loan/credit restructuring • Assist in formulating and reviewing credit policies and guidelines • Take up credit-related projects • Incumbent Requirements: • University degree or above with major in Banking, Business Administration, Finance, Economics, Accountancy or related discipline • Minimum 8 years’ credit experience in commercial banking • Knowledge of commercial banking products including trade finance • Knowledge of relevant regulatory requirements • Good knowledge in accounting principles and financial statements analysis • Good analytical, communication and interpersonal skills

Dah Sing Bank

Hong Kong

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Senior Manager, Credit Approval (SME)

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